1. Set the split
In the calculator, choose a currency, rename the categories and enter percentages totalling 100%. Use the rates you and your client have agreed on.
For bookkeepers · Educators · Freelance communities
Your guidance.
A calculator for every payday.
Agree on a split with your client, then give them a link they can use whenever a payment arrives. Their categories and percentages are ready. They enter the amount and get a plan.
Free to link or embedWorks in a browserNo sign-up or bank access
2. Create the link
Select “Create reusable link” below the results. The link contains the category names, percentages and currency. It never contains the payment amount.
3. Put it where they’ll use it
Add the link to a client handover, course lesson or resource page. For a website, select “Get embed code” and paste it into an HTML block.
Try it here
A live example for your resource page.
These are illustrative categories and percentages, not recommended rates. The calculator opens without a payment amount; each reader enters their own.
A few practical details.
What’s the catch?
The calculator, reusable links and embeds are free, without an account or a usage quota. The embed includes a small Cascade link. We make an optional iPhone and iPad app with a free tier and a one-time Pro purchase; using the website does not require installing or buying it.
What can clients see in a shared link?
The category names, percentages and currency. Use general names such as “Buffer”, not personal information or bank account numbers. The payment amount is excluded, and recipients enter their own. Links do not update automatically when you change your calculator; create and share a new link for a new split.
Can I see what my clients enter?
No. Calculations run in the reader’s browser. The calculator does not report payment amounts or results to you or to Cascade. This is a calculation aid, without a client dashboard or bank access.
Does this calculate tax or make transfers?
No. You supply the percentages. It calculates arithmetic allocations and does not establish anyone’s tax liability or move money. Choose categories and rates appropriate to the person’s circumstances.
How do I embed it?
Create a split in the calculator and select “Get embed code”. Paste the result into your site’s HTML or embed block. Your site must allow iframes from cascade-money-planner.web.app. The supplied height supports a narrow screen; you can adjust it for your layout. No API key or parent-page script is needed.